Treasury & settlement infrastructure

Treasury and settlement, on a single rail.

Hold, convert, hedge, and pay out across 38 currencies from one account. Viora gives global finance teams real-time FX exposure, automated reconciliation, and bank-grade controls — without stitching together five providers.

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Total holdings

USD equiv.

12,418,902

+1.84% · today

🇺🇸 USD
4,820,640
🇪🇺 EUR
3,144,210
🇬🇧 GBP
1,902,775
🇯🇵 JPY
612,400,000
🇸🇬 SGD
740,120

FX exposure

86% hedged
T+0value-date ladderT+12w

Settlement queue

INV-90421EUR → USDSettled
PAY-77310GBP → SGDClearing
INV-90455USD → JPYQueued
EUR/USD1.0847+0.12%GBP/USD1.2731+0.08%USD/JPY149.32-0.21%EUR/GBP0.8519+0.04%AUD/USD0.6588-0.16%USD/CAD1.3604+0.09%USD/SGD1.3422-0.05%USD/CHF0.8821+0.11%EUR/USD1.0847+0.12%GBP/USD1.2731+0.08%USD/JPY149.32-0.21%EUR/GBP0.8519+0.04%AUD/USD0.6588-0.16%USD/CAD1.3604+0.09%USD/SGD1.3422-0.05%USD/CHF0.8821+0.11%
One platform

Everything treasury touches, in one ledger

Most teams run collections, FX, payouts, and reconciliation across separate tools that never reconcile. Viora unifies them so every position and instruction lives in the same place.

Multi-currency wallets

Hold balances in 38 currencies under one account. Collect with local details, keep funds in the currency you bill in, and convert only when you choose to.

FX at reference rates

Convert at transparent interbank reference rates with the spread shown up front — never hidden inside the rate. Lock value dates with forwards from the hedging desk.

Cross-border settlement

Pay out to 120+ countries over SWIFT and local rails. Beneficiaries see clean, full-value payments that arrive when your value-date ladder says they will.

Real-time exposure

A live view of every currency position, hedge ratio, and upcoming value date — so treasury decisions are made on what's true now, not last month's close.

0+

finance teams settling on Viora

0

currencies held, converted & paid out

0+

countries reached via local rails

0.00%

settlement uptime, trailing 12 months

Workflow

From collection to cleared payment

Three movements, fully reconciled — no spreadsheets passed between teams, no rate surprises at settlement.

01

Collect

Open multi-currency wallets and named local accounts to receive funds as if you held an entity in each market.

02

Convert & hedge

Convert at reference rates or lock a forward. Viora tracks the resulting exposure against your policy automatically.

03

Settle

Queue payouts with approval workflows, route over the fastest rail, and clear with full audit and reconciliation.

Integrations

Wired into the stack you already run

Sync balances and instructions with your ERP, accounting suite, and data warehouse. Push every settlement event to your systems over a typed REST API and webhooks.

NetSuiteXeroQuickBooksSAPSnowflakeSlackREST APIWebhooks
Security & compliance

Built to a regulated standard

Client funds are held in segregated, safeguarded accounts. Every instruction is screened, approved, and logged with an immutable audit trail.

  • Safeguarded client funds in segregated accounts
  • Sanctions, PEP & beneficiary screening on every flow
  • Role-based approvals and four-eyes controls

Bring every currency under one treasury.

Tell us how you move money today and we'll map it onto Viora — usually in a single onboarding call. Request access and our team reaches out within 24 hours.

VIORA TRADE LTD · Bury St. Edmunds, United Kingdom